Investment Management fees can add up. Make sure you are getting value for what you pay.
Financial advisory should be more than a model portfolio and a card for your birthday. Instead work with someone who knows you and your family's situation and can offer solutions that drive value in all aspects of your financial lives.
When dealing with salesperson who is selling the firm's products, you do not always know what additional fees you are paying. This cannot be in your best interest. Instead working with an independent advisor who can "go anywhere" to find the best solutions.
How can you be sure you are getting what's best for you when working with a broker who's doesn't have a fiduciary duty standard rather than an advisor who is personally liable to put the interests of the client above their own.